#1 - Many people believe you have to save for a 20% down payment. But there are loans available that allow buyers to put down as little as 3% or 0% with a VA or USDA loan. 

#2 - Know Your Credit Score! very important!

#3 - Find A Real Estate Agent

#4 - Get Preapproved - Your agent will have a list of lenders that you can work with to get pre-approved. This will help keep you on budget for the next step!

#5 - Go Home Shopping! Make a list of "Wants VS Needs".  Your agent will be able to use this list to help you find your dream home 

#6 - Make An Offer - Your agent will help you determine the best price for your home. Rely on them for this feedback!

#7 - Get a Home Inspection - Once your offer has been accepted, you'll want to do a Home Inspection to ensure there are non hidden issues with this home. 

#8 - Get A Home Appraisal!

#9 - Close the Sale - Once your loan is approved, your lender will schedule a closing date. This is the date you will sign all your paperwork to complete your purchase and get the keys to your new home. 

#10 - MOVE IN! - Congratulations!  You are now a homeowner!